Consumer Reviews of Allstate insurance companies

The opinions expressed in these reviews are the opinions of consumers that submitted reviews to TermLifePolicy.com. They do not necessarily represent the opinions of TermLifePolicy.com.

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Date created: 2011-12-05 Location: Indianapolis, IN

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Review:
"Allstate is a cost effective and reliable insurance solution for the individual."
I have had Allstate Life Insurance for two years. It is a 1,000,000 10 year term life policy. I like the policy because the company has a solid reputation and the cost is reasonable. I feel that is the main deciding point in purchasing a life insurance policy. Allstate Life Insurance is ran by a subdivision of Allstate called "Lincoln Benefits Life" and they are very professional. When I became interested in the policy I placed a call to my local Allstate agent, and within a week a representative actually came to my house in the evening after I got home from work. A nurse did a quick and easy test on my blood, and within a month I had a policy. The blood test looks at your cholesterol and other factors. The only negative I would point out is that you have to pay a little extra if you want to be billed monthly instead of yearly. It was a simple process to provide a safety net to my family and I would definitely recommend this to others.

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Date created: 2011-05-21 Location: Ft. Collins, CO

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"Coverage you can count on!"
I have owned Allstate life insurance for approximately 5 years now. In order to really benefit from life insurance, one should vest early, so as to acquire the premium rates in one's younger age when healthier. As you get older premiums increase, but at a much more accelerated rate than if you were to seek a new policy at say age 21. Lock that lower rate in now no matter what your age, as it's only going to get more difficult to get a good rate on life insurance as you age. I like that Allstate has many plans to fit my lifestyle and budget. There are restrictions that apply, which is a drawback to life insurance, but they are not unique to Allstate alone. After all, if you wrestle alligators for a living, most companies will have a difficult time insuring you! Since purchasing the plan, I've had to make no changes to my plan. This speaks to Allstate's customer service, which is excellent. I would absolutely recommend Allstate life insurance to anyone in need of a plan.

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Date created: 2011-05-06 Location: Plano, TX

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Review:
"Allstate - A Company In It For The Long Haul"
I'm quite happy with my life insurance company, and I am going to tell you why. Allstate is a very reliable, very accredited name in the filed of life insurance, ranking among the best companies in its area of expertise. Another big plus is its ease of access to quality customer service. I've been with Allstate for just about 2 years now, and in all of that time, I've only had the best, most dependable service I can ask for in my life insurance company. They give me that feeling of security I need when I have to deal with matters of insurance, both current and future. I can't think of one thing I dislike about Allstate life insurance, and as such, I would recommend this company to a friend, or anyone in need of life insurance, in an instant, and if need be, I would definitely go with Allstate life insurance once again.

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Date created: 2011-01-23 Location: New York, NY

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Review:
"Life Insurance Policy Review"
I have had my policy for a few years, I took it out when my son was born. I am somewhat satisfied with my policy. The only reason I am unable to say that I am very satisfied is that I have not made a claim, so I cannot fully evaluate the value of the policy. But overall, I like the price and structure of the plan that I have. The company offers very competitive rates that are quite affordable for someone in my situation. Because I am younger than 35, and because I am healthy, I can easily ensure that my family will be provided for should I die. I plan on taking out an additional policy immediately before I reach the age at which prices start to rise. I also like that after two years suicide is covered, not that I actually plan on killing myself, it just gives me peace of mind that the risk of Allstate questioning the nature of my death is lessened. I would go with this company again, although I would also consider diversifying the companies with which I hold life insurance policies.

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Date created: 2011-01-06 Location: Riverdale, GA

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Review:
"My Review of Lincoln Benefit Life Insurance"
I have had a life insurance policy with Lincoln Benefit Life Insurance for over six years. At that time I needed an affordable policy that did not take my pregnancy into consideration for my approval. The reasons why I chose this company as my life insurance provider is because their rates are very reasonable and affordable, my pregnancy at the time was not a factor in my approval, and their rates never increase. Having a guaranteed policy that will never change is a wonderful thing for me being that I am a single mother who needs to budget and always have a life insurance policy in case something devastating were to happen to me. Although I have only needed to contact Lincoln Benefit a few times their customer service representatives were very polite and efficient. Lincoln Benefit Life Insurance is definitely a company that I would recommend to other people seeking life insurance.

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Date created: 2010-11-15 Location: Bakersfield, CA

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Review:
"Life Insurance Company Review"
I have had this policy for a few months now. I chose this company because at one point I had auto insurance with them, I have my renter's insurance through them. My agent's office contacted me about life insurance and mailed me a quote in the mail. At first, I did not think it was necessary for me to have, but it is not that expensive. Their customer service is adequate and their rates are reasonable. One thing I do not like is that sometimes, my agent's office calls me and doesn't leave a message. I think that is unprofessional. It is sort of confusing because I thought I had one agent, but another guy from the office will call me sometimes and say that he is my agent, even though I've never talked to him before. I would consider recommending this company to a friend, but would tell them about these downfalls so they are aware.